no-credit-ssn-loan
No Credit History Required
No Credit History
Required
No SSN Required
No SSN Required
No Paid-employment Proof Required
No Paid-employment
Proof Required

No Credit History Required

Our proprietary credit decision system is tailored specifically for international students and goes beyond conventional FICO-based underwriting. By taking your education background, financial status and experience into consideration, we are able to provide you with affordable financial solution even you do not have SSN or credit history.


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WA OR CA NV UT AZ NM CO TX OK AK HI MO AR LA MS AL TN IN KY OH WV VA NC SC GA FL PA NY VT NH ME MA RI CT NJ DE MD ID MT WY SD IA ND MN WI IL MI KS NE
WA OR CA NV UT AZ NM CO TX OK AK HI MO AR LA MS AL TN IN KY OH WV VA NC SC GA FL PA NY VT NH ME MA RI CT NJ DE MD ID MT WY SD IA ND MN WI IL MI KS NE
auto-loan

Auto Loan

Westbon offers auto financing in the amount of $5,000 to $40,000* for new and pre-owned vehicles (less than 5-year-old) at any dealership in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Massachusetts, Michigan, Nebraska, New Jersey, New Mexico, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Utah, Vermont, Virginia, and Wisconsin.

*Maximum and minimum loan amount may differ across states.

See total cost
personal-loan

Personal Loan

Our newly launched fashion & electronics financing program enables you to finance your desired fashion or electronic goods at any online or offline store. Loan amount ranges from $1,000 to $3,000. The service is currently only available in Arizona, California, Illinois, Indiana, Michigan, New Jersey, New York, Pennsylvania, Utah, and Wisconsin.

See total cost

build-credit-history
On-time Payment
On-time Payment
Data Reported to Credit Bureaus
Data Reported to Credit Bureaus
Build Your Credit History
Build Your Credit History

Build Credit History

Having a good credit history is pivotal for living in the US. It will not only facilitate your credit card and rental application, but also save you significant amount of money in your future auto loan and mortgage. Being the first consumer financing platform for international students, we are devoted to connecting you to the credit system by reporting your on-time payments to major credit bureaus like Experian. Even without SSN, you can start building your credit history with us now.


Free Auto Consulting

Our auto experts offer you free auto consulting via online chat, phone or WeChat. Based on your geographical location and personal preference, we provide customized guidance and advice on your car selection, price negotiation, insurance and maintenance.

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1-800-840-6604
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Live Chat
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