About Westbon Auto Loans

If you are an international student in search of a car loan, Westbon has your back! With loan amounts from $5,000 to $60,000* and terms from 12 to 45 months, we are happy to provide the perfect loan for your needs.

Our auto loans can be used either for the purchase of a new or used car, or to refinance an existing auto loan. Whether you are planning to buy a compact, an SUV, a minivan or a sports car, Westbon will help you get the perfect car.

*State restrictions apply

Application Process

1. Choose a Car and Apply Online
Choose a car from a dealership and complete your application
2. Sign Loan Agreement
Upload paperwork upon approval of the application and E-sign the loan agreement
3. Drive It Home!
Make down payment at dealership and pick up your car

Did you know? Westbon is a better choice for international students

For International Students Westbon Other Lenders
Term Flexible Fixed
SSN Required No Yes
Approval Time ≤ 2 Business Days Average ≥ 1 week
Build Credit History Yes Yes
Co-signer Required No Yes

Am I Eligible for Westbon Auto Loan?

Eligibility Criteria:

  • 18+ and currently enrolled in a U.S. college or university
  • Minimum GPA of 2.0 for undergraduates or 3.0 for graduates
  • F-1 / OPT / H1B / J1 / L / O-1 visa or green card holders
  • Vehicle model year of 2012 or later with 70k or less miles
  • Down payment no less than 30% of the vehicle price

Required Documents:

  • Identity documents: I-20, passport
  • Academic documents: Most recent transcript or your standard test transcript
  • Financial documents: Frequently used bank account in the U.S.
  • Other documents: U.S. driver’s license or learner’s permit
Check Your Rate Now

Underwriting with Understanding

We use a unique, innovative, data-intensive underwriting system.

Rather than simply referring to a credit score, we use information such as your academic records, earning potential, and more to offer the lowest possible rates on our loans. Refinancing your auto loan with Westbon can bring your rates down and save you money.

Use our online loan calculator to get an estimate on your loan amount, terms, and monthly payment.

You do not need a social security number, cosigner, or credit history, making our loans ideal for international students and professionals. Contact us to start building great credit with an auto loan from Westbon.

WA OR CA NV UT AZ NM CO TX OK AK HI MO AR LA MS AL TN IN KY OH WV VA NC SC GA FL PA NY VT NH ME MA RI CT NJ DE MD ID MT WY SD IA ND MN WI IL MI KS NE

Auto Loan Coverage

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Massachusetts, Michigan, Nebraska, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, and Wyoming.

If your state is not listed here, you can visit and purchase from any dealerships in those listed states and we will get you financed!

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.