Application Process

1. Choose a Car and Apply Online
Choose a car from a dealership and complete your application
2. Sign Loan Agreement
Upload paperwork upon approval of the application and E-sign the loan agreement
3. Drive It Home!
Make down payment at dealership and pick up your car

Did you know? Westbon is a better choice for international students

For International Students Westbon Other Lenders
Term Flexible Fixed
SSN Required No Yes
Approval Time ≤ 2 Business Days Average ≥ 1 week
Build Credit History Yes Yes
Co-signer Required No Yes

Am I Eligible for Westbon Auto Loan?

Eligibility Criteria:

  • 18+ and currently enrolled in a U.S. college or university
  • Minimum GPA of 2.0 for undergraduates or 3.0 for graduates
  • F-1 / OPT / H1B / J1 / L / O-1 visa or green card holders
  • Vehicle model year of 2011 or later with 70k or less miles
  • Down payment no less than 30% of the vehicle price

Required Documents:

  • Identity documents: I-20, passport
  • Academic documents: Most recent transcript or your standard test transcript
  • Financial documents: Frequently used bank account in the U.S.
  • Other documents: U.S. driver’s license or learner’s permit
Check Your Rate Now

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.