How the Referral Program Works

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1Get your referral code

Sign up and get your personalized referral code
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2Share with your friends

Share your referral code with your friends via email, WeChat, Facebook, etc.
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3Earn cash reward

Up to $200 cash reward will be deposited into your bank account per Eligible Referee

How to Make a Referral

In order to make a referral, you must first set up a Westbon account (click here to sign up), but no purchase is required. You will find your unique referral code under “Refer Friends” section of your account dashboard. Your Westbon account enables you to conveniently share your referral code with friends via email, WeChat, Facebook, LinkedIn and Twitter by sending a personalized referral link to your designated friends. Once your friend becomes an Eligible Referee (as defined below), cash rewards will be deposited into your designated account.

You can refer as many friends as they like as part of this program. However, for each new customer, you will only receive one referral bonus. You will not receive multiple referral bonuses for the same friend taking out multiple loan products, nor will an Eligible Referee receive multiple chances to win registration bonuses for taking out multiple loan products.


To receive credit for a referral under Westbon Referral Program, Eligible Referrers must:

  1. Be at least 18 years old
  2. Have a valid email ID ending with edu.
  3. Have created a Westbon Account

To receive credit as new customer under Westbon Referral Program, Eligible Referees must:

  1. Use their referrer’s referral code for the registration of Westbon account
  2. Submit a financing application and get approved by Westbon
  3. Have successfully made two repayments for the loan

Please note that referrers will not receive credit for referring themselves.

How to Earn Rewards

Westbon will award you up to $200 cash bonus (the “Reward”) for every Eligible Referees in compliance with the Referral Program Rules. The Reward will be recorded on your Westbon account once your referee finances a purchase with Westbon and it will be available for withdraw after your referee successfully makes two repayments for the loan. The Reward will be deposited into your designated bank account via ACH one business day after you submit withdraw request through your Westbon account. Please note that all participants have the sole responsibility for all federal, state and local taxes and duties.

Conduct, SPAM and Non-solicitation

All participants in the Westbon Referral Program must comply with all applicable laws, regulations and guidelines, including all anti-spam laws. Participants must only distribute a program link via email or make any social media post in a personal manner. By submitting the email address of a friend or other contact, you represent that you have the contract’s prior consent. Please note that participants are strictly prohibited from using any bulk email distribution or automated devices or third parties. Publicly advertising Westbon’s financing products, purchasing internet search terms or naming in any fashion is unacceptable. Solicitation for loan applications is strictly prohibited. Participants agree not to compensate, or accept any compensation from individuals whom the participants refer to Westbon through the Referral Program. Participants who do not comply with the law, including anti-spam laws, are obligated to indemnify Westbon and any other related parties against any liabilities, costs and expenses that are incurred as a results of such spam. Violation of the aforementioned provisions will cause your Westbon account to be immediately terminated. Westbon reserves the right, in its sole discretion, to prohibit a user from participating in the Referral Program if it determines such user is attempting to undermine the fairness, integrity or legitimate operation of the Referral Program.

General Provision

The program does not establish a business relationship or business opportunity between current customers and new customers, and it is not intended as a business opportunity between Westbon and individuals. Both referrers and referees understand that the implications of the Reward are their sole responsibilities. Westbon reserved to right to change or terminate the Referral Program at any time.