No SSN Required

No SSN Required

Low Interest Rate

Low Interest Rate

Easy Application Process

Get Approved in One Day

Build Credit History

Build Credit History

Loan amount starting from $5,000 *

12 45
Monthly payment
$ N/A /month
Loan amount Term APR starts at
$N/A N/A N/A
Get Your Loan Now

Checking your rate will not affect your credit score.

Loan amount from $1,000 to $3,000 *

12 36
Monthly Payment
$ N/A /month
Loan amount Term APR starts at
$N/A N/A N/A
Get Your Loan Now

Checking your rate will not affect your credit score.

You Are More than A Number in A Credit Report

That’s why we look beyond credit history with our innovative underwriting system.

We evaluate your educational background, banking, and earning potential to provide you loans with the lowest rate possible.
With a Westbon car loan, you can finance a new or used car, or refinance a car loan that you currently have.
Personal loans from Westbon can be used to fund items such as a new laptop, classes, outstanding debts, vacations, and much more.
Westbon car loans and personal loans are available for all college students, regardless of their origin.

Our Customer Base is Growing Quickly

196
Universities and Colleges
Universities and Colleges
Including undergraduates, graduates, PhD students, postdoc students, research associates, etc.
31
States Were We Operate
States Where We Operate
From NY to CA, WI to TX, WA to FL, and more. We are expanding, so check here to see if your location is within coverage.
86%
No Previous Credit History
No Previous Credit History
We understand international student financing. Get a loan with no SSN, cosigner, or credit history.

Application Process

1. Find a Car and Apply Online
Choose a car from the dealership and complete your car loan application at Westbon
2. Sign Loan Agreement
Get approved (in as little as two business days). Upload the required documents and e-sign the loan agreement
3. Drive It Home!
Make a down payment at the dealership and pick up your car!
1. Choose a Product and Apply Online
Choose the product you want to finance and complete your credit application online
2. Sign Loan Agreement
E-sign your loan agreement upon approval and set up your automated monthly payment
3. Get Your Funding
Money will be deposited into your bank account as soon as the same business day

Everyone Deserves to Build Credit and Establish Financial Security in the U.S.

College students and professionals can start the application online without a credit history, social security number, or cosigner. Besides American citizens, we are also happy to accept applications from:

F-1 holders
L-1 holders
OPT holders
J-1 holders
H1B holders
O-1 holders
Green card holders

Hear from Our Customers

  • Neel
    " If you plan to buying a car, then call Westbon. Most other financing companies could not look past my credit history and student visa status, while Westbon worked really hard to provide me with a competitive rate. That’s how I get a car loan on F1 Visa even though I have no credit history in the United States. Thank you Westbon!!! "
    Neel P.
    University of Texas Dallas
  • Ziwei
    " It is really great to see that we have company like Westbon specifically offer car loan for international students. I really appreciate Westbon’s professionalism, efficiency and great customer service. They are the reason I was able to finance my first car in the U.S.. I also see my credit score improved a lot after several months and that is great for my future education plans! "
    Ziwei L.
    Mercer University
  • Yazhou
    " Westbon offered me car financing with a really low interest rate loan. They also helped me through the procedure of buying a car in the U.S. with lots of information and helpful advice. I can feel that the company actually cares about the customers. Westbon's customer service always respond my questions instantly and explain to me in a professional and helpful way. Thanks a lot, my friends! "
    Yazhou T.
    Delaware State University

* State restrictions may apply.

To qualify for the lowest rates, you must have a responsible financial history and meet other conditions. See APR examples.

To check the rates and terms you qualify for, a soft credit inquiry that will not affect your credit score will be conducted. A hard credit inquiry will only appears after you sign your loan agreement and thus may affect your credit score.